About the Organization: 

Kebronhill Microfinance Institution S.C. (KHMFI) pioneers accessible financial services, merging vision with action. Licensed by the National Bank of Ethiopia (MFI/071/2024) under Proclamation No. 626/2009, we champion community upliftment by blending profitability with social impact. Committed to regulatory integrity, we welcome Ethiopians, foreign nationals of Ethiopian origin, and organizations to join our journey. With a focus on innovation and inclusivity, KHMFI leads microfinance excellence, empowering individuals for a brighter future. Join our transformative vision and help shape a better tomorrow with us.

Duties & Responsibilities:

• Prepare and implement the institution’s risk management plan, ensuring effective identification, measurement, control, and monitoring of risks across all operations.

• Proactively identify, analyze, and evaluate enterprise wide risks, including credit, operational, liquidity, fraud, and compliance risks.

• Develop, update, and maintain the enterprise wide risk register, ensuring alignment with the institution’s risk appetite, tolerances, and branch level risk ratings.

• Conduct periodic and comprehensive branch risk assessments to verify the effectiveness of internal controls, cash management practices, documentation gap, client complaints, field staff risk exposure and operational procedures.

• Frequently visit branches to identify gaps and support capacity building in understanding policies, procedures, rules, and regulations.

• Evaluate branch and product level risks, with special attention to high risk operations and new product introductions.

• Follow up on corrective actions and risk mitigation plans with responsible units to ensure timely implementation and adherence to institutional standards.

• Provide actionable recommendations and risk control measures to management and risk owners, supported by clear action plans.

• Ensure institutional compliance with NBE Microfinance Directives & strictly adherence to internal policies, operational procedures, credit processes, internal control frameworks, and ethical conduct standards.

• Monitor and enforce compliance with AML/CFT laws and reporting requirements, ensuring timely identification and escalation of suspicious activities.

• Conduct daily AML assessments and monitor money transfer reports for potential suspicious transactions; prepare reports for submission to the Financial Intelligence Centre (FIC).

• Participate in developing, reviewing, and updating compliance related policies, operational manuals, and guidelines to ensure regulatory alignment.

• Identify systemic procedural weaknesses and recommend improvements, including additional training needs.

• Ensure internal control procedures remain updated with applicable laws and directives, and communicate regulatory changes to relevant stakeholders.

• Prepare high quality weekly, bi weekly, monthly, quarterly, and ad hoc Risk & Compliance reports for Senior Management, the Board Risk Committee, and the FIC.

• Report significant risk events, compliance breaches, fraud indicators, operational losses, and regulatory violations in a timely manner.

• Track and analyze trends in PAR, write offs, operational loss events, reputational risks, liquidity stress, and compliance gaps, providing actionable recommendations.

• Maintain complete and well organized documentation for all risk assessments, compliance reviews, findings, follow up actions and regulatory correspondence.

• Perform other related duties as assigned by the immediate Supervisor.

Job Requirements

EDUCATION & EXPERIENCE 

• MA/MSc/MBA/BA Degree in Accounting or related field 

• A minimum of 4/6 years of relevant work experience preferably in MFI and Bank TECHNICAL AND OTHER SKILLS

• Knowledge of risk management methodologies

• Strong analytical and investigation skills

• Excellent report writing and communication abilities

• High integrity, confidentiality, and professionalism

• Ability to work independently and meet deadlines

• Ability to work effectively with others at all levels.

• Proficiency in MS Office; 

Terms of Employment: Permanent    

Salary: As per the Institution salary scale 

How To Apply

Closing Date: December 13, 2025 

  Qualified candidates should submit their CV, cover letter, credentials and three professional references to: HR@kebronmfi.com