Main Duties & Responsibilities

1. Recruits potential customers and maintains strong & sustainable relationship;

2. Ensures that customers recruitments is as per the Bank’s directions;

3. Confirms the existence of single point contact of customers;

4. Interview customers, manages the collection of relevant documents for credit processing and ensures the legality of borrowers, ensures that properties offered as collateral are properly and timely valued,  Visit the business premises of the borrower and prepare a business visit report, preparing Due Diligence report and Present to the pertinent Credit committee in collaboration with the Credit Appraisal wing for decision; 

5. Ensures Credit requests get timely decisions & communicate it to the customer timely; 

6. Manages the disbursement of loans and Advances timely and accurately; 

7. Ensures that customers are properly and timely classified;

8. Ensure timely collection of loan and advances;

9. Conducts strict loan and advances follow-up on case by case basis, and ensures the quality of loan and advances provides periodic follow-up reports to the relevant organ of the Bank;

10.  Ensures that deteriorating loans and advances get timely solutions;

11.  Ensures that loan documents are properly maintained and updated;

12. Conducts negotiation with customers, proposes resolution mechanisms, and follows-up the restructured loans and Advances;

13. Ensures that the lending process is as per the Bank’s Credit policy and Procedure of the Bank;

14. Provides clarifications on the credit approval decisions or workout resolutions and related conditions to pertinent body as deemed necessary; and

15.  Responsible person to solve customers’ complaints; 

Education

MSC, MA, BSC BA  in Economics, Management, Business Administration  , Marketing Management Finance & related

Experience

7 years of experience in relevant position in the banking industry of which 2 years as Senior Customers Relationship officer, Senior Credit Analysis/Appraisal, Senior Loan Officer or equivalent position.  

How To Apply

Interested and Qualified applicants shall apply Via the following link only CLICK HERE
For more information, please call on 0115260795